Compliance, automated
An AI-powered RegTech platform that turns anti-money-laundering and counter-terrorism-financing compliance into one automated workflow, from onboarding and screening through risk scoring, monitoring and reporting.
Sector
- Fintech
- RegTech / compliance
Market
- South Africa
- FIC-regulated firms
Product
- Web platform
- API integration
Our work
- UI/UX design
- Web development
What is FinIntel?
Anti-money-laundering compliance is a legal obligation with a deadline, run for most firms across spreadsheets, list checks and memory. FinIntel makes it one automated platform instead.
One platform for the whole compliance obligation
FinIntel screens customers against sanctions, PEP and PIP lists, scores their risk, watches for adverse media, and keeps monitoring after onboarding, so a firm meets its risk-based obligations from a single system rather than a stack of manual checks.
Why does manual AML compliance break down?
A risk-based approach demands screening, scoring, monitoring and evidence, on every customer, continuously. Done by hand across lists and spreadsheets, each of those is slow, inconsistent, and impossible to prove after the fact.
| AML / CFT task | Manual and spreadsheet-based | Inside FinIntel |
|---|---|---|
| Sanctions & PEP screening | Checked against lists by hand | Automated against global and local lists |
| Risk rating | Subjective and inconsistent | A customisable automated scoring model |
| Ongoing monitoring | A periodic re-check, if it happens | Continuous re-screening of existing customers |
| Adverse media | Manual searching | AI analysis surfaces the signal |
| Enhanced due diligence | An ad-hoc file per case | A tailored EDD workflow by risk tier |
| Reporting | Rebuilt by hand each time | Generated from the platform |
Risk assessment
Scoring modelAutomated risk categorisation using a customisable scoring model, so every relationship is rated consistently and the rating is defensible.
- Scoring model
- Categorisation
- Risk tiers
Screening & ID verification
Global + localScreening against global and local sanctions, PEP and PIP lists, with identity verification.
- Sanctions
- PEP / PIP
- ID verify
Ongoing monitoring
ContinuousAutomated ongoing screening of existing customers, so a change in status is caught as it happens.
- Re-screening
- Alerts
Adverse media
AI-poweredAI-powered analysis of adverse media to identify potential reputational and financial-crime risk.
- AI analysis
- Media signals
Enhanced due diligence
By risk tierTailored EDD processes designed for medium-to-high-risk relationships.
- EDD workflow
- Risk tiers
API & coverage
9 verticalsOne platform with API integration that plugs into existing onboarding, built for the sectors that carry regulatory obligations, from credit providers and financial institutions to virtual-asset services, legal, property and gaming.
- API integration
- Client portal
- Nine sectors
How does a new customer clear compliance?
The platform runs the whole risk-based obligation as one sequence, so a customer is screened, scored and set up for monitoring in a single pass rather than across five disconnected checks.
- 01
Customer enters
A new customer or entity is submitted for verification through the platform or its API.
Onboarding - 02
Screen & verify
Screened against global and local sanctions, PEP and PIP lists, with identity verification.
The platform - 03
Score the risk
Automated risk categorisation applies a customisable scoring model to rate the relationship.
The platform - 04
Check adverse media
AI analysis of adverse media surfaces reputational and financial-crime signals.
The platform - 05
Enhanced due diligence
Medium and high-risk cases route into a tailored EDD workflow for a closer look.
Compliance officer - 06
Monitor & report
The customer moves into ongoing re-screening, with compliance reporting on demand.
The platform
Scroll the path sideways
Building a RegTech compliance platform
What compliance teams and founders ask us first about a platform like FinIntel.
Ask us yoursHow long does it take to build an AML compliance platform?
A platform at this shape, screening, automated risk scoring, adverse-media analysis, enhanced due diligence and ongoing monitoring behind an API, is a multi-phase build rather than a few weeks. The date is driven most by how many sanction and watchlist sources have to be integrated and how much of the risk model must be configurable. We phase it so screening and scoring ship before the reporting extras.
Can it integrate with our existing onboarding?
Yes. The platform is API-first, so screening, risk scoring and monitoring can run inside an onboarding flow you already have rather than forcing your team into a second system.
How does it keep monitoring customers after onboarding?
Existing customers are re-screened automatically on an ongoing basis, so if a customer appears on a sanction list or PEP update after they were onboarded, the change is caught rather than waiting for a periodic manual review.
Does it support a risk-based approach?
That is the core of it. Automated risk categorisation applies a customisable scoring model, and medium-to-high-risk cases route into a tailored enhanced-due-diligence workflow, so effort is proportionate to risk.
Related work
Running AML compliance on spreadsheets?
Tell us how your business actually works and we will tell you honestly what it takes to build. See more of our work or what we do.
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